*FINANCIAL INTELLIGENCE*
Few Asset Class investment Examples -
*REAL ESTATE*
Eg- Open Plots, Flats, Independent Houses.
(Also have a Look at *INVIT's and REITS* investment concepts )
2. *FIXED INCOME*
👉Bank FD/RD's
👉Post Office schemes like PPF, TD, NSC, KVP, MIS, SCSS etc.
👉Bonds..
👉Endowment Policies, pension and other plans floated by Insurance companies.... etc
*3. EQUITY*
👉STOCKS and SHARES-Trading & Investment
👉EQUITY MUTUAL FUNDS - Long term Goal based Investment
👉INDEX FUNDS etc
*4. COMMODITIES*
👉 Gold, Silver, Copper, Crude oil, Wheat, etc.
*5. CASH*
*Roy's MANTRA*
There are multiple forces like inflation, loans, lifestyle expenditure and misc spending at work that keeps us away from achieving our financial goals.
Though lot of Financial information is available in Google, YouTube, whatsapp, Newspaper etc.,
Still people are taking wrong decisions due to *lack of Financial discipline and strategy.*
In real world, we don’t take financial decisions on saving and investments using mathematical data, formulaes or Real rate of Returns.
Instead, We take financial decisions at the dinner table, or in a meeting room, where personal history, people’s unique view of world, ego, pride, marketing and odd incentives are jumbled together.
Invest your money regularly in a planned way to create wealth for your future in Asset class that suits your RISK profile.
Happy Investing 🙂
Biswajit Roy
Msc(Psychology), MBA, CMFD
Financial Wealth Strategist
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